U.S. Risk/J.B. Lloyd & Associates

U.S.Risk logo

Contact: David Roberts
Email: David.Roberts@usrisk.com
Website: www.usrisk.com
Phone Number: 972.365.3681

Insurance for Real Estate Investors and Property Managers

US Risk Insurance provides a number of insurance products to help Real Estate Investors & Property Managers manage the risk of financial loss for Occupied or Un-Occupied Property caused by the risk of natural hazards of Fire, Wind/Hail, Water, Vandalism/Malicious Mischief, Flood and Earthquake. Our programs are customized to meet your specific needs depending on the type, size and location of your property portfolio.

Program features include:

• Competitive rates and a variety of deductible options
• Packaged coverage (fire, windstorm and liability) for vacant and rental dwellings
• Replacement cost coverage
• Simplified underwriting
• Chart rating by state and zip code
• No minimum earned premium
• Easy insurance administration via the Internet for obtaining new coverage
• Instant coverage verification via on-site Insurance Document printing
• Monthly or annual premium payment plans
• Electronic billing with format options
• Online insurance portfolio report
• 24/7 availability

Property Coverage

• Policy Limits specific to your needs
• Replacement Cost or Actual Cash Value (ACV) Coverage
• Special Coverage Form
• Windstorm Coverage
• Theft Coverage
• Vandalism, Malicious Mischief Included
• Flood Coverage available (separate
policy)
• Earthquake Coverage available

Liability Coverage

•  Commercial General Liability
•  Personal & Advertising Injury (excluded)
•  Products Completed Operations (excluded)
•  Fire Damage Legal Liability
•– Medical Expense (any one person)

* Coverage is limited to perils insured under our policy form and is subject to all limitations and exclusions set forth thereon.

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