HOW TO USE YOUR IRA, 403b (TSA) OR PENSION PLAN TO BUY REAL ESTATE, NOTES, JUDGMENTS…
AND OTHER THINGS
Latest Edition
By John Merchant, J.D.
“John Merchant has done an astounding job — there is more useful information packed into this 37-page special report than in books of hundreds of pages. He strips away the legal gobbledygook and tells you exactly what
you can do and how to do it.
“In an hour of reading you will know more about how to use your retirement plan to build a fortune than most attorneys and CPAs. Highly recommended.” — W. J. Mencarow, Editor, THE PAPER SOURCE JOURNAL
Did you know your IRA or other retirement plan can buy notes and real estate and other things like leases, tax lien certificates and much more?
Perhaps you say, “My banker tells me it cannot be done and the friendly stock broker at Pompous, Bull and Gass says it cannot be done, and my neighbor says it cannot be done, and, and, and…”
WELL, YES IT CAN (despite what those experts say), AND IT’S EASY!!! HOW?
This Special Report will tell you.
Want it right now? Download the E-book!
E-book only 29.95
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Don’t be fooled by its size! Why get bogged down in legal mumbo-jumbo? In 37 pages you’ll learn more about how to use your IRA to build a fortune than most attorneys, CPAs and brokers know.
Table Of Contents
Introduction
The Author
Note To Attorneys & Accountants
BACKGROUND AND HISTORY OF IRAs
PENSION PLAN TO IRA ROLLOVERS
TSAs (TAX SHELTERED ANNUITIES) AND OTHER PENSION PLANS
HOW TO USE THE TSA PLAN FOR ACCUMULATION FOR LATER IRA ROLLOVER
INVESTMENTS ALLOWED IN IRAs…AND DISALLOWED
THE SELF-DIRECTED IRA ACCOUNT
DISALLOWED IRA INVESTMENTS
WHY YOU MIGHT WANT REAL ESTATE IN YOUR IRA
SOME REASONS WHY YOU MIGHT NOT WANT REAL ESTATE IN YOUR IRA!
MECHANICS OF BUILDING AN IRA BIG ENOUGH TO BE USEFUL TO ACQUIRE REAL ESTATE
SEP/IRAS (SELF-EMPLOYED PENSION/IRAS)
USE MORE THAN ONE IRA
MECHANICS OF PURCHASING REAL ESTATE WITH IRA
MECHANICS OF HOLDING, RENTING, MANAGING EXCHANGING REAL ESTATE WITHIN IRA
MECHANICS AND TAXATION OF TAKING MONEY (RENTS, INCOME OR PRINCIPAL) OUT OF IRA
SOME SOPHISTICATED TECHNIQUES AND USES OF IRAs FOR REAL ESTATE ACQUISITION
OTHER POSSIBLE INVESTMENTS IN YOUR IRA
PROHIBITED TRANSACTIONS IN AN IRA
SHORT-TERM LOANS FROM YOUR IRA
UBIT — Unrelated Business Income Tax
BUT I HAVE PASSIVE, UNEARNED INCOME ONLY AND NO EARNED INCOME. CAN I HAVE AN IRA?
HOW TO LEGALLY BUY COLLECTIBLES IN YOUR IRA
CONCLUSION
GLOSSARY
Sample Pages from the book:
About The Author
John J. Merchant, JD, is a graduate of SMU School of Law.
He practiced law for a number of years before leaving practice to devote
his time to other business activities and real estate investments.
He has been involved in investment real estate since before
graduating from college, and he has owned and managed a plethora of properties
in several states. These include oil leases, ranch developments, gas stations,
rental houses, plant nurseries, apartment houses, office buildings, warehouses,
and even a pre-McDonald era fast food restaurant (not a winner, by the
way!)
John is an active investor/manager in real estate as well
as being a real estate broker. He has assisted a number of clients in
establishing and investing in their own IRA investments – and 403b and
other pension and retirement plans as well, a number of whom have elected
to put their retirement money in real estate.
SAMPLE CHAPTER
INVESTMENTS ALLOWED IN IRAs…
AND DISALLOWED
This is the area regarding IRAs where there seems to be the most confusion
and ignorance…aided and abetted by the big institutions’ self interest
to be sure, but also reinforced by the almost universal ignorance and
true lack of knowledge that other things could be done.
If we ask at the bank/insurance company/stock brokerage/credit union/etc.,
of course we’ll be given the company line – that is, we can open an IRA
account with that company and graciously be allowed to deposit our money
in that company’s CDs (certificates of deposit, or maybe more accurately,
certificates of depreciation), annuities, mutual funds, etc. – and that’s
about all we’ll learn.
To be fair to the employees of those institutions, they usually don’t
really know all the places where IRA money could legally be invested,
and they are certainly not motivated to take the time and trouble to learn,
as this is not profitable for them.
But an examination of the Internal Revenue Code shows that all the following
things can be acquired for investments in an IRA account:
a) real property (real estate), including bare land, rent houses, apartments,
office buildings, commercial and retail buildings, motels, farms, warehouses,
oil properties and any other type of ground (improved or unimproved) you
can think of
b) judgments
c) leases, commercial or residential
d) promissory notes and loans, secured or unsecured
e) personal property (more about this later)
f) tax certificates or tax deeds (from municipal tax judgments, etc.)
g) lottery tickets
You are thinking, “OK, enough already, but how do I do it? My bank
teller tells me it cannot be done and the friendly stock broker at Pompous,
Bull and Gass says it cannot be done, and my neighbor says it cannot be
done, and, and, and…”
WELL, YES IT CAN (despite what those experts say), AND IT’S EASY!!! HOW?
Read on, read on, read on…
ORDER NOW!
E-book.
$29.95 Immediate Download!
Bound Edition.
$49.95 (free shipping).
Call 1-800-542-2270.
NOTICE: The Paper Source, Inc. is the copyright
holder in partnership with the author for this digital product. Therefore,
the download file is an authorized version for sale and distribution.
You are purchasing this digital product for individual use only. You are
prohibited from distributing this document in any manner, including electronically,
under the Digital Millenium Copyright Act PL 105-304, 112 Stat. 2860 (Oct.
28, 1998).
