Number of seller installment sales on residential property that someone can do per 12 month period before being required to have a mortgage loan originator license: Alaska –         Unlimited 06.60 – 3 AAC 14 Article 11. Sec. 06.60.990(19)(C)(i) Arizona –        Unlimited Sec. 4 Section 6-991.01(6) Arkansas –      Unlimited Sec 23-39-502(9)1(B) (x) A Colorado –      Unlimited …

States That Exempt or Partially Exempt Seller Installment Sales From Licensing Read More »

SENATE DEBT DEAL IS A FRAUD! By DICK MORRIS & EILEEN MCGANN Published on DickMorris.com on July 20, 2011 The new Gang of Six proposal brewing in the Senate is a total sellout which promises to usher in a vast new round of new taxes. Not just closing of loopholes, but real live taxes we …

Mortgage Interest Deduction Threatened Read More »

We stopped HUD’s assault on seller installment sales by flooding them with over 5,000 protests. Now the new Consumer Financial Protection Bureau is considering severe restrictions on them. The deadline to protest has passed (July 22, 2011).  See snipurl.com/AbilityToRepay to read the comments (scroll down that page for the comments link). However,  you can still leave …

Seller Mortgages May Be Effectively Outlawed Read More »

HUD has issued the final rule for the SAFE Act.  Click here: SAFE Act Final Rule See attached, esp. the section beginning on p. 9, “D. Individuals Requiring Licensing Under the SAFE Act.” Also note: An individual who merely takes an application, but never offers or negotiates loan terms, is not required to be subject …

Final HUD Rule On SAFE Act Read More »

Click here for incredible maps of the hardest-hit foreclosure areas:  foreclosures It will take a few minutes to load.

by Franklin Sanders www.the-moneychanger.com I don’t use the word “freedom” much any more, but “self-government.”  Most people think “freedom” means licentiousness, the liberty to do any damned thing you please.  It doesn’t.  The man who is a slave to his passions is no freer than the man who is a slave to a salt mine …

A Fourth of July Meditation Read More »

by Gayle Ramsdell President, Franklin Note & Mortgage Co. The cash flow/note industry has been around for many, many years and, contrary to popular belief, it is necessary to have a certain level of intelligence, patience, more patience and education in the field to persevere. Education is necessary to allow you to move forward in …

6 Questions You Should Ask Before You Spend Money On A Cash Flow Note Broker Course Read More »

From the ripoffreport.com website: “On May 31, 2011, the United States Federal Trade Commission issued a press release announcing that it has filed a lawsuit against Russ Dalbey and others. The lawsuit alleges, among other things, that the Dalbey Education Institute made false and misleading statements to customers of its “Winning in the Cash Flow …

ripoffreport.com and Russ Dalbey Read More »

UPDATE: A company named RMI Associates has been claiming it can help people get refunds from Dalbey, but first the company wants a fee of several hundred dollars. The FTC believes that this company is attempting to defraud you. Neither the FTC nor the Colorado Attorney General is working with any company.  Two courts have …

Govt. Sues Russ Dalbey “Winning In The Cash Flow Business” “America’s Note Network” Read More »

Interesting interactive map — what’s the life expectancy in your county and how did it change from 1987 – 2007? http://www.washingtonpost.com/wp-srv/special/nation/life-expectancy-map/?hpid=z3