We have heard far too many incorrect assumptions from servicers about how various rules will be applied to liens placed by Homeowners Associations (HOA) and Condo Owners Associations (COA) that we feel compelled to set the record straight. The most erroneous assumption is that these rules do not threaten servicers’ lien position, and therefore they …
Most Frequently Asked Questions About HOA Super Liens Read More »
* Donald John Trump was born June 14, 1946. * He will be 70 years old on election day. * From the Internet, he is 6’2″ or 6’3′ and weighs between 195 and 200 lbs. * He has a full head of blond/brown hair (which is long and elaborately combed) and blue eyes. * The …
Delinquency rates climb on debt, pointing to downturn in $11 trillion market. Defaults are rising in a key corner of the commercial real-estate debt market just as borrowing costs are set to jump, raising the likelihood of a slowdown of the $11 trillion U.S. commercial property sector in 2017. A financial crisis-era regulation is about …
WASHINGTON, Nov. 11, 2016 — Donald Trump has taken the first step to fulfill his campaign promise to “dismantle” Dodd-Frank and the Consumer Financial Protection Bureau. He is considering one of the leading critics of Dodd-Frank on Capitol Hill, Rep. Jeb Hensarling, as Treasury Secretary. Mr. Hensarling last year laid out a blueprint for replacing Dodd-Frank …
Donald Trump has said he will cut regulation. One area that could experience big changes: consumer lending. Here are some areas to watch, especially as a Republican Congress and Mr. Trump will likely look to clip the wings of the Consumer Financial Protection Bureau. Mortgage Discrimination Cases. Over the last few years, the CFPB and …
The Consumer Financial Protection Bureau is likely to be reigned in if not rendered impotent or even abolished under President Trump. He has said he would come “close to dismantling” it along with Dodd-Frank. That is good news for small business, consumers, the economy in general — and note investors. The CFPB is the brainchild …
It’s rare for a morally upright person to erupt suddenly into a crime spree. Instead, a first-time offender usually has a history of problematic behavior. But what type of questionable conduct early in life reliably predicts criminality? One answer, as a recent research paper shows, is heavy “time discounting”—that is, the tendency to value something …
Are Those Who Ignore The Time Value Of Money More Likely To Be Criminals? Read More »
If you have a non-performing note collateralized by real estate in Kentucky, congratulations! You have up to 15 years to sue the debtor. Once a debt passes beyond the statute of limitations of a particular state, you cannot sue the debtor for payment. So if you own notes, you need to know the laws of …
Attn Note Holders: State-By-State List Of Limitations On Collecting Debt Read More »
Mary Anne and Pamela Aden on Gold The late Richard Russell, founder and publisher of the Dow Theory Letters, was a big fan of gold. He was also a big fan of taking action, especially when it came to gold. He believed in buying gold on a regular basis. That is, averaging in through the …
View this chart of the U.S. to see your state’s average foreclosure time… Properties in the third quarter took an average of 625 days to complete a foreclosure, down from 630 days a year ago. It was the first year-over-year decrease since ATTOM Solutions began tracking average foreclosure timelines in the first quarter of 2007. …
Foreclosure Length Drops For First Time Since 2007 Read More »
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