The UK banking giant Natwest has become the first British bank to warn business customers it may charge them negative interest rates on money held in current accounts. Following the lead of banks in Denmark, Sweden, Switzerland and Japan, the bank has signalled its intention to force account holders to pay to hold their money. READ MORE:  http://www.telegraph.co.uk/news/2016/07/25/savers-fear-negative-interest-rates-as-natwest-warns-businesses/ “‘Negative …

“Negative” Interest Rates — UK Today, US Tomorrow? Read More »

Home owners in western states may have more equity than they may realize. A new report shows that homes in the region’s metro areas are appraising higher than owners’ estimates. READ MORE:  http://realtormag.realtor.org/daily-news/2016/06/15/western-home-values-higher-owners-realize

You need to be aware of the protections that federal law provides to renters during foreclosure. Even with inventories down, there are plenty of foreclosed properties awaiting sale. While the problems associated with property vacancies and blight have gotten much attention during the housing crisis and recovery, about 20 percent of foreclosed properties are occupied …

Foreclosing On A Rental? Better Read This Read More »

Seller-Financing Restrictions Under The Dodd-Frank Act

SmartAsset ranked all 50 states based on factors including foreclosure rates, burglary rates and property tax rates. They also looked at the median listing price per square foot, the annual change in home prices (per square foot), home affordability and the annual cost of property taxes and homeowners insurance.  READ MORE:  https://smartasset.com/mortgage/the-best-states-for-homeowners-in-2016

by Franklin Sanders Fundamental problem is that most American Christians think in hermetically sealed compartments. There is God’s pigeonhole and the world’s pigeonhole, and never the twain shall meet. In their minds they have nothing to do with each other and never touch. The missing bridge between Christianity and the world—including investing—is ethics, the application …

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“Seller-financed property purchases are ‘predatory’” — And this financial columnist thinks all seller financing involves land contracts:  “the protections offered by the mortgage foreclosure process don’t apply to seller-financed properties, which are also called “land contracts.”  What an ignorant statement!  READ MORE:  http://www.marketwatch.com/story/toxic-home-financing-contracts-should-get-more-oversight-legal-group-argues-2016-07-14

“A look at the pros and cons of this recent drop in mortgage rates shows that they may not be as unambiguously beneficial to the housing market as previous low rates have been.”  READ MORE: http://realtormag.realtor.org/daily-news/2016/07/12/pros-and-cons-low-mortgage-rates?om_rid=AADDXn&om_mid=_BXhUU9B9PtsFJp&om_ntype=RMODaily  

Florida, Michigan, Texas, Ohio, and California combined for approximately 186,000 completed foreclosures during the year-long period ending in April, according to CoreLogic. This number represented more than 40 percent of the 461,000 completed foreclosures nationwide for the 12-month period that ended April 30. The number of 12-month completed foreclosures dropped by about 14 percent year-over-year …

5 States Have Over 40% Of Foreclosures Read More »

Investors rattled by the U.K.’s vote to leave the EU have been prevented from yanking their money out of several U.K. property funds in recent days. This is happening in the UK right now.  Think it can’t happen here?  “Investors may wait six months before they get their hands on what remains of their cash …

Think It Can’t Happen Here? The Risks Of Mutual Funds Read More »