Cash Flow Notes Return vs. Other Investments

Robert Veres, editor of the Inside Information financial-planning newsletter, recently asked his subscribers to estimate long-term future stock returns after inflation, expenses and taxes.  Several dozen leading financial advisers responded. Although some didn’t subtract taxes, the average answer was 6%. A few went as high as 9%. Historically, inflation has eaten away three percentage points …

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Does Poverty Cause Crime?

Did you know that poverty forces people to commit crimes? That’s one of the cherished doctrines of collectivists (those who want big government).  They don’t quite put it that way, but that’s what they want you to believe. Camden, NJ in various years has been named the nation’s most dangerous city. According to an Associated …

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They Can’t All Be About Cash Flow Notes, So Let’s Lighten It Up A Bit

A paraprosdokian is a figure of speech in which the latter part of a sentence or phrase is surprising or unexpected in a way that causes the reader or listener to reframe or reinterpret the first part. It is frequently used for humorous or dramatic effect. Ø I asked God for a bike, but I …

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The Law On Paying Real Estate Agents Referral Fees For Cash Flow Notes

by John J. Merchant, J.D. Here is the basic law in all states regarding paying real estate agents referral fees for leads on cash flow notes: The agent himself is never allowed to accept any money from anyone except his broker. Every dollar the agent takes in must be payable to the broker and go …

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Confiscation Of Private Retirement Accounts

Following is an article about government hearings to “discuss” changing over IRAs and 401(k) plans to annuities instead of being able to draw out the entire amount. Please note carefully that these are only “hearings”, and not a new law or regulation. Pat Heller speculates, accurately in my opinion, what course the government will follow …

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A Constitutional Attorney Has Read the Entire Health Care Bill

The Truth About the Health Care Bills – Michael Connelly, Ret. Constitutional Attorney Well, I have done it! I have read the entire text of House Bill 3200: The Affordable Health Care Choices Act of 2009. I studied it with particular emphasis from my area of expertise, constitutional law. I was frankly concerned that parts …

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